Current Credit Card Bonus Categories: Discover, Chase Freedom, Citi Dividend

At NerdWallet, we aim to assist you make monetary choices with confidence. To do this, several or all of the items included here are from our partners. Nevertheless, this doesn’t influence our examinations. Our point of views are our very own.

Cards with perk classifications feature several of the highest possible credit card benefits rates offered.

  • Both Chase as well as Discover offer credit cards with 5% cash money back on approximately $1,500 in investing per quarter in bonus groups that change each quarter as well as 1% back on all other purchases. To get the perk money back, you need to decide in, or “turn on,” the classification each quarter.
  • A Citi charge card with comparable terms– the Citi®Dividend Card– is no longer offered to brand-new candidates. It pays 5% in turning bonus offer classifications that you trigger and also 1% on other purchases. There’s no quarterly costs limitation, but the complete money quantity of cash money back you can make in a year is covered at $300.

Previous years are listed below the present classifications, so you can see what’s been supplied in the past … and what could be again?

Current perk classifications on Discover cards

” EVEN MORE: NerdWallet’s finest Discover charge card

Existing Chase Freedom ® incentive classifications

” EVEN MORE: NerdWallet’s best Chase bank card

Existing Citi®Returns Card reward classifications

” MORE: NerdWallet’s ideal Citi bank card

Categories from previous years

2018 bank card benefit groups

DISCOVER CARDS 2018 BONUS OFFER GROUPS

  • Q1: Filling station as well as wholesale clubs
  • Q2: Supermarket
  • Q3: Restaurants
  • Q4: Amazon.com as well as wholesale clubs

Chase Flexibility ® 2018 BONUS CLASSIFICATIONS

  • Q1: Gas stations; net, cord and phone service; as well as purchases by means of Chase Pay, Apple Pay, Android Pay and also Samsung Pay.
  • Q2: Supermarket, PayPal, Chase Pay
  • Q3: Filling station, Lyft, Walgreens
  • Q4: Outlet store, wholesale clubs, Chase Pay

Citi ® Reward Card 2018 PERK GROUPS

  • Q1: Gasoline station, car rentals.
  • Q2: Residence Depot, residence furniture stores
  • Q3: Airlines, movies
  • Q4: Best Buy, outlet store

2017 bank card benefit categories

Discover cards 2017 benefit groups

  • Q1: Gas stations, ground transportation, wholesale clubs
  • Q2: Home improvement shops, wholesale clubs
  • Q3: Restaurants
  • Q4: Amazon.com, Target

Chase Flexibility ® 2017 bonus classifications

  • Q1: Filling station, local traveler transportation
  • Q2: Supermarket, drugstores
  • Q3: Restaurants, movie theaters
  • Q4: Walmart, outlet store

CITI ® RETURNS CARD 2017 PERK CLASSIFICATIONS

  • Q1: Home Depot, residence furniture stores
  • Q2: Drugstores, fitness clubs
  • Q3: Airlines, Hilton resorts
  • Q4: Best Buy, chain store

2016 bank card bonus groups

Discover cards 2016 benefit categories

  • Q1: Gas, ground transportation
  • Q2: Dining establishments, films
  • Q3: Home enhancement stores, Amazon.com
  • Q4: Amazon.com, outlet store, Sam’s Club

Chase Freedom ® 2016 reward groups

  • Q1: Filling station, regional commuter transportation
  • Q2: Food store, wholesale clubs
  • Q3: Dining establishments, wholesale clubs
  • Q4: Department stores, wholesale clubs

CITI ® DIVIDEND CARD 2016 BENEFIT CLASSIFICATIONS

  • Q1: Residence Depot, residence furnishings stores
  • Q2: Pharmacies, health and fitness clubs
  • Q3: Car leasings, Hilton hotels
  • Q4: Best Buy, chain store

2015 credit card bonus groups

Discover cards 2015 reward categories

  • Q1: Gas, ground transportation
  • Q2: Restaurants, motion pictures
  • Q3: Residence enhancement shops, chain store, Amazon.com
  • Q4: Amazon.com, chain store, clothes shops

Chase Freedom ® 2015 bonus groups

  • Q1: Supermarket, theater, Starbucks
  • Q2: Dining Establishments, Bed Bath & & Beyond, H&M, Overstock.com Q3: Gasoline station, Kohl’s Q4: Amazon.com, Audible.com
  • , Diapers.com, Zappos.com
    (Note: In a special promo offered in 2015 just, the $1,500 quarterly limitation on spending eligible for incentive rewards was reset on Nov. 23, implying that Chase Liberty ® cardholders obtained a “fresh” $1,500 to spend for bonus offer money back. Further, from Nov. 23 to Dec. 31 of that year, Amazon.com investing gained 10% cash money back, instead of 5%.)

CITI ® DIVIDEND CARD 2015 BENEFIT CATEGORIES

  • Q1: Macy’s, home furnishings shops
  • Q2: Residence Depot, residence as well as garden stores
  • Q3: Airlines, Hilton resorts
  • Q4: Best Buy, department stores

2014 bank card reward categories

Discover cards 2014 bonus classifications

  • Q1: Dining establishments, flicks
  • Q2: Residence renovation stores, furniture stores, Bed Bathroom & & Beyond
  • Q3: Filling station
  • Q4: Online shopping, department stores

Chase Liberty ® 2014 benefit classificationsQ1

  • : Grocery stores, cinema, Starbucks
  • Q2: Dining establishments, Lowe’s
  • Q3: Filling station, Kohl’s
  • Q4: Amazon.com, Zappos.com, select department stores

CITI ® REWARD CARD 2014 PERK CATEGORIES

  • Q1: Macy’s, pharmacies, health and fitness clubs
  • Q2: Home Depot, residence furniture stores, house and yard
  • Q3: Cars and truck leasings, Hilton hotels, theme parks, theater
  • Q4: Finest Buy, department stores, toy shops